Liability Adjuster II
The Liability Adjuster II is responsible for the initial handling of claims involving straightforward coverage and liability issues. This role involves managing a caseload of non-complex claims and conducting thorough investigations to determine liability, assess damages, and identify any potential injury exposures. Leveraging a solid understanding of policy language, the adjuster will make informed coverage determinations under the guidance and support of a supervisor.
About the ROLE
Each day at AssuranceAmerica is different, but as a Liability Adjuster II you will:
- Initial contact with insured and claimants to determine coverage and liability exposure.
- Determine any injuries involved in the accident and develop the exposure, handling first call settlement injury claims and minor injury claims.
- Control expenses and adhere to company reserving philosophy by maintaining proper reserves on all pending claims/potential exposures.
- Meet and maintain general file handling goals and procedures as outlined by the company including maintaining a 1:1 closing ratio and status on diary reviews.
- Properly utilize underwriting and policy systems and understand its features and functionality, as needed.
- Attend any available seminars and classes applicable to this position and the skills required to meet the job duties and responsibilities.
- Continually ask questions and have a desire to develop additional skills to better investigate and evaluate claims.
About YOU
- Excellent communication skills with demonstrative ease with both verbal and written formats.
- Attention to detail and ability to multi-task.
- A high degree of motivation and team orientation.
- Direct, results driven, and dedicated to the success of the business and each other.
Required
- Minimum one year experience handling auto claims.
Preferred
- Bachelor’s degree or equivalent.
- Non-standard experience.
- Adjuster’s license in relevant state or the ability to obtain one quickly.
- Bilingual (English-Spanish).
Physical Requirements
- Prolonged periods sitting at a desk and working on a computer.
- Must be able to lift 15 pounds at times.
- Must be able to navigate various departments of the organization's physical premises.