Life and Health Insurance Agent

About Us 

At Liveops, purpose drives everything we do. For more than 25 years, we’ve been redefining customer care, combining smart technology with a uniquely flexible, human-centered service model. As pioneers of the virtual contact center, we’ve built a global network of experienced, independent agents who deliver empathetic, brand-aligned support at scale. 

We believe great customer experiences aren’t outsourced, they’re outsmarted. Powered by innovation and guided by empathy, we stay agile, scale with confidence, and create meaningful human connections in an always on world. 

About the Opportunity 

We’re seeking licensed Life & Health Insurance Sales Agents who want the flexibility of remote work in a non-captive sales model, representing multiple carriers and handling warm inbound demand. 

Opportunity Details 

Contract Type: Independent Contractor (1099) 

Location: Remote – *United States 

Schedule: Flexible, self-scheduled 

Why Partner with Liveops? 

Non-captive model: work with multiple carriers 

Warm inbound leads: no cold calling 

No chargebacks: Errors & Omissions coverage included 

100% remote 

Flexible scheduling 

Uncapped earning potential (2024 agent averages: $24–$54/hour, not guaranteed)* 

Opportunity to build and grow your independent book of business 

Compensation 

$0.32 per minute of talk time 

3.20% commission on issued New Annualized Premium (applications with payment) 

Contractors invoice and receive payment for completed services 

Independent Contractors are responsible for their own taxes and expenses 

Holding multiple state licenses may increase call volume and earn potential 

Requirements 

Active licenses for both Life and Health in your resident state plus 9 additional non-resident states 

Consultative or inbound sales experience 

Ability to work in a multi-carrier, non-captive environment 

Strong communication and closing skills 

Self-motivated and comfortable working independently 

Provide your own equipment including windows operating PC (Macs, Chromebook, tablets are not supported) 

Review the Liveops basic technology requirements 

Duties & Responsibilities 

Handling warm inbound calls from customers seeking insurance solutions 

Consulting with customers to recommend appropriate Life & Health coverage 

Navigating multiple systems while documenting interactions accurately 

Converting qualified leads into issued policies 

Delivering professional, high-quality sales experience independently 

Technology Requirements 

Internet: Wired Ethernet connection required (Wi-Fi must be disabled) 

Computer Operating System: Genuine, licensed Windows 11 

Phone Operating System: Android 14+ or iOS 17+ (iPhone 13 or newer), with biometric authentication enabled 

Security Software: Microsoft Defender Antivirus and Firewall enabled 

Download Speed: 20 Mbps or higher 

Upload Speed: 5 Mbps or higher 

VPNs / Virtual Connections: Not permitted 

Memory (RAM): Minimum 16 GB 

Processor: Minimum of 6 cores 

Monitors: Dual monitors with 1920 x 1080 resolution or higher 

Review the full PC requirements 

Liveops is committed to fostering an inclusive, respectful community where opportunity is accessible to all qualified candidates. We believe diverse perspectives strengthen the experiences we create and the outcomes we deliver. Liveops does not tolerate unlawful discrimination based on age, race, color, sex, gender, sexual orientation, gender identity, pregnancy, national origin, religion, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state, or local law. 

Recruitment Agencies: Please do not submit candidates for this role. Any submissions will be considered unsolicited and will not be credited. 

*The background check requires a non-refundable $25 processing fee paid directly to the background check vendor.   

*Liveops is currently accepting applications in the following states: AL, AK, AZ, DC, DE, FL, GA, IA, ID, IN, KS, KY, MD, ME, MI, MO, MS, MT, NC, ND, NE, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, WV, WY 

*Earnings are not guaranteed. Income varies based on the client programs you support, call volume, your performance, and the time your business commits to providing services.